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Elect Your Benefits: It's Time for Open Enrollment – Don't Miss Out!
October 28th - November 8th (5 p.m. PST)
Make Your Decision Count for Your Health
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Wellness Program
Being the best version of you is a year round commitment to maintain.
But you don't have to do it alone. Earn rewards while championing your health and wellness in our Wellness platform.
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Teladoc - Your Ticket to Savings
Taking care of you when you're not well often begins with getting the right care, at the right time. Remove barriers to access care by using Teladoc - from illnesses, to behavioral and dermatology care, Teladoc can be a resource to get you care in the moment, when and where you need it.
Welcome to Open Enrollment!
Open Enrollment is back in the spotlight!
Commonly referred to as OE, this is your once-a-year opportunity to make changes or sign up for new benefits outside of a qualifying life event. As always, we want you to take time to review, understand and select the right benefits for you and your family. Carefully take the time to review all of your available benefits, including those McClatchy provides at no cost to you, and make the best selections for the year ahead.
What you need to know this year...
Open Enrollment is "passive" this year, meaning most of your 2024 benefits choices will continue into 2025. However, you must complete Open Enrollment if:
- You want to continue covering a spouse or domestic partner and/or;
- You wish to enroll in or continue to contribute to a Flexible Spending Account (FSA) in 2025
Even if you're making no changes, take this opportunity to launch Open Enrollment in UKG Pro to ensure the accuracy of your contact information and beneficiary data.
Allstate ID Theft has added new features at no additional cost to you!
Allstate ID Theft Pro + Cyber offers comprehensive protection for members' data and devices, allowing them to enjoy online activities with greater peace of mind. Members can protect up to 5 devices or up to 10 with a family plan. Key features include access to the Elder Fraud Center, malware and antivirus protection, phishing protection, and more.
Life Insurance Plan Enhancements
The Empathy Application offers employees and beneficiaries complimentary services when submitting a claim at no extra cost. These services include grief counseling with licensed social workers, funeral planning assistance, estate administration guidance, help with closing financial accounts and subscriptions, and identity theft protection with instructions to freeze credit and safeguard a loved one's identity.
Ready to complete Open Enrollment?
Starting November October 28th, follow these steps to access OE when launching UKG Pro or the UKG Mobile App.
Having issues? Contact PSHRteam@mcclatchy.com
New tools & resources
UKG Pro and Mobile
This is our first year conducting open enrollment through UKG Pro, with the added convenience of using the mobile app without needing a VPN. Follow these instructions to access Open Enrollment.
Our Virgin Pulse Wellness platform will reward you for activities you do in the platform. Connect a fitness tracker, start a health journey, and take time to focus on your health and well-being today! There are raffle prizes available for completing a Health Assessment, a Stress-related Journey, and for downloading the app!
Other benefits you may not have seen...
Employee Assistance Program (EAP)
You are automatically enrolled in this benefit, and it is exactly as described. From counseling resources, including Talkspace, for you and your family, to financial and legal expert support, this benefit helps you when and where you need it.
This new benefit brings a wide library of personal well-being and parenting courses to support stress resilience, emotional well-being, and tools to support the challenges of modern-day parenting. Here’s how to register your profile, and how your dependents can register as well.
Nationwide provides valuable coverage for dogs, cats, and other animals and supports an upward trend in pet adoptions, which are at an all-time high. This plan offers a traditional accident and sickness insurance as well as a wellness option that can help ease the financial stress associated with pet care.
Open Enrollment FAQ
Yes. Both the company and employee share of dental insurance premiums will increase in 2025—by 5.6%. Insurance premiums for medical, vision, supplemental life insurance, long-term disability, accident, critical illness, identity theft, and pet coverage will not increase this year.
See the 2025 Costs & Rates page for more details.
McClatchy offers two medical plans, both of which cover the same types of procedures and services; however, they differ in the way the cost of care is structured and in the strategies you can use to control your expenses.
The Savings Advantage plan includes a higher deductible; however, you’ll pay a lower monthly premium (your cost of the medical plan) and McClatchy will contribute to your HSA to jump-start your savings.*
With the Classic Care plan, you'll pay less for services received from an in-network provider but will pay more in monthly premium costs.
Visit our LiveWell Page for more information.
*Employees are subject to eligibility rules for HSA contributions.
You have two dental plans to choose from: Basic or Comprehensive. Both plans provide access to network providers at negotiated discount costs and cover preventive services, such as exams, cleanings and x-rays. However, the Comprehensive plan also includes coverage for basic/major restorative services.
Visit our LiveWell Page for more information.
You have two vision plans to choose from: Basic or Comprehensive. Both plans provide access to network providers at negotiated discount costs, cover preventive services such as exams, and offer discounts on the purchase of prescription glasses and/or contacts. However, the Comprehensive plan also includes an allowance for prescription glasses or contact lenses.
Visit our LiveWell Page for more information.
Fortunately, McClatchy is able and happy to automatically enroll all benefit-eligible employees in the below benefits:
- Wellness Program- Rewards you while developing sustainable, long-term behavior change through daily engagement tools, social and group activities and personalized micro-learning.
- Short-term & Long-term Disability Insurance- Protects you and minimizes your financial worries should you become ill or injured and unable to work (may be augmented by state leave and/or McClatchy's Parental Leave)
- Basic Life & ADPL Insurance- Helps by providing a foundation of financial protection for your family if something happens to you.
- Employee Assistance Program (EAP)- Provides you and your family with confidential support, resources and referrals for every aspect of your work and personal life.
Both the Health Savings Account and Flexible Spending Account options let you take home a larger paycheck by reducing your taxable income. Once you're enrolled you contribute tax-free dollars into an account that can be used on qualified medical, dental and vision or qualified dependent care expenses — also reducing out-of-pocket costs.
Health Savings Account (HSA) - You must be enrolled in the Savings Advantage Plan to be eligible for the HSA program. This plan does not require re-enrollment each year as long as you remain eligible.
Health Care FSA (HCFSA) - The FSA healthcare plan is available to any employee not enrolled in the Savings Advantage Plan. Re-enrollment each year is required to participate.
Dependent Care FSA (DCFSA) - The Dependent Care FSA is available to all employees with eligible dependents regardless of medical plan enrollment. Both the Healthcare FSA and the Dependent Care FSA plans require re-enrollment each year to participate.
- Gather your Social Security Number and Date of Birth for new dependent(s)
- Decide who your beneficiaries will be - It is helpful, but not required, to have the same information (SSN and DOB) for beneficiaries
Log into UKG Pro or the mobile app with these instructions to enroll.
Please contact PSHRteam@mcclatchy.com for technical assistance.
No fear! We've created step-by-step instructions for you to use after logging in to UKG Pro.
You are also more than welcome to reach out to the LiveWell team via email :
livewell@mcclatchy.com
800-852-2802, Opt. 1
Please note: If you wait until the last day for enrollment, you may not be able to access a LiveWell team member or IT live to troubleshoot. Please complete your enrollment as soon as possible to confirm your elections for 2025 and have resources available to assist you.
In most cases, you may only make changes to your benefits during Open Enrollment. However, if you or your family experience a “qualified life event,” you may make changes to certain benefits related to that event, such as a birth or marriage. Take a look at our what to do when page for more details.
Changes you make to your benefits during Open Enrollment will take effect on Jan. 1, 2025.
Email the LiveWell team:
livewell@mcclatchy.com