Medical Coverage

The Value Choice Plan is a PPO plan with a high deductible and a Health Savings Account (HSA) that you can use to save and pay for qualified health care expenses now or in the future. With this plan, you’ll pay the lowest monthly premium contribution. You pay the full cost of care until you reach your deductible, then the plan will pay coinsurance until you reach your out-of-pocket maximum. In-network preventive care is covered 100%.

The Summary Plan Description (SPD) is a detailed guide to what services McClatchy's medical plans cover and how the plans work.

• 2026 Value Choice plan SPD

The Summary of Benefits and Coverage (SBC) is a snapshot of McClatchy's medical plan rules, limits and exceptions explained in easy-to-understand terms.

• 2026 Value Choice plan SBC
• 2026 Value Choice plan SBC (Spanish)

This is a traditional PPO plan with a high deductible and a Health Savings Account (HSA) that you can use to save and pay for qualified health care expenses now or in the future. With the Savings Advantage plan, you’ll pay a lower monthly premium contribution and McClatchy contributes to your HSA to jumpstart your savings. You pay the full cost of care until you reach your deductible, then the plan will pay coinsurance until you reach your out-of-pocket maximum. In-network preventive care is covered 100%.

The Summary Plan Description (SPD) is a detailed guide to what services McClatchy's medical plans cover and how the plans work.

• 2026 Savings Advantage plan SPD

The Summary of Benefits and Coverage (SBC) is a snapshot of McClatchy's medical plan rules, limits and exceptions explained in easy-to-understand terms.

• 2026 Savings Advantage plan SBC 
• 2026 Savings Advantage plan SBC (Spanish)

McClatchy will contribute the amounts listed below to each employee enrolled in the Savings Advantage Plan and meets the IRS HSA eligibility rules. table, th, td { border:1px solid black; }

Coverage	Amount
Employee Only	$500
Employee + Sp/Ch	$750
Employee + Family	$1000

  Midyear enrollments should refer to the Employer Contribution Schedule.

Similar to the Savings Advantage plan, you may choose any physician or hospital for care with this coverage, and you pay less when you receive care from an in-network provider. With the Classic Care PPO, you pay more in monthly premium (payroll deductions) than the Savings Advantage plan, but have a lower deductible a more traditional copay/coinsurance cost share arrangement. In-network preventive care is covered 100%.

The Summary Plan Description (SPD) is a detailed guide to what services McClatchy's medical plans cover and how the plans work.

• 2026 Classic Care plan SPD

The Summary of Benefits and Coverage (SBC) is a snapshot of McClatchy's medical plan rules, limits and exceptions explained in easy-to-understand terms.

• 2026 Classic Care plan SBC
• 2026 Classic Care plan SBC (Spanish)

Use's Anthem's directory to find in-network doctors and hospitals.  You can also locate other types of health care providers including urgent care centers, specialists, physical therapists and more. To find a doctor in our network, either login to your already existing Anthem account, register as a new user if coverage is live, or search as a guest.

California residents use network Prudent Buyer PPO. All others use National PPO (BlueCard PPO).

Click here to get started

Anthem Find Care Overview National

Anthem Find Care Overview California

 

All telemedicine service offerings, regardless of which program is accessed, provide flexibility and convenience in accessing providers. Remove access barriers to care and get help when and where you need it.

General medical, behavioral health and dermatological services

LiveHealth offers convenient general medical, behavioral health and dermatological services.

Access virtual care and support

 

Behavioral health services

Some options to receive care virtually are listed in the table below:

Well-being is more than just a part of you, it's the whole you. This is why McClatchy has partnered with several excellent benefit providers to offer services and programs that help you thrive, not just get by. Below is a summary of the mental health resources we currently offer:

• Employee Assistance Program (all employees) - Receive unlimited access to online resources, 24/7 telephone access to licensed behavioral health professionals and up to ten visits with a counselor per person and per-incident each year.

 

• Talkspace (all employees) - An extension of the above EAP, the Talkspace platform (desktop or app) is a new, easy way to utilize your EAP benefits. This program gives you access to 2,000+ additional providers with whom you can connect via text, phone, or video. You can utilize our EAP benefit for 10 video or phone sessions, or 10 weeks of Talkspace text/chat. We believe these program additions will help you better access the care when and where you need it. 

 

• RethinkCare (all employees) - This benefit brings a wide library of personal well-being and parenting courses to support stress resilience, emotional well-being, and tools to support the challenges of modern-day parenting. With ReThinkCare you also have access up to 12 hours with a Board Certified Behavioral Analyst (BCBA), providing clinical expertise with 1:1 tailored parental coaching. The BCBA sessions are free, immediate, and designed to support you, the parent. Take 5 minutes to explore the app as a new tool for your journey to a healthier, happier you. Here’s how to register your profile, and how your dependents can register as well.