Evidence of Insurability Process
You may be required to complete the Evidence of Insurability (EOI) process when newly enrolling in LTD buy-up or increased supplemental life insurance.
Evidence of Insurability (EOI) is an application process through which you provide information on the condition of your health or your dependent's health in order to be considered for certain types of insurance coverage.
To complete the EOI process, the Hartford will email you a notification if we maintain that information otherwise a notification will be mailed to your home. The notification will provide you with the steps to log in online and securely complete the health questionnaire for yourself and/or spouse/DP if applicable.
Until final decisions are made by the Hartford, your LTD Buy-up and/or Supplemental Life insurance election will not be active. If you choose not to respond by the deadline specified in the notification, your election(s) will be void.