While marketplace premiums rose about 10% this year, our increased employer contributions mean the average increase for existing plans is only around 5.8%. With the new Value Choice plan, the overall average across all plans is actually slightly lower year-over-year.

See the 2026 Costs & Rates page for more details.

McClatchy offers three medical plans, all of which cover the same types of procedures and services; however, they differ in the way the cost of care is structured and in the strategies you can use to control your expenses.

The Savings Advantage plan includes a higher deductible; however, you’ll pay a lower monthly premium (your cost of the medical plan) and McClatchy will contribute to your HSA to jump-start your savings.* 

With the Classic Care plan, you'll pay less for services received from an in-network provider but will pay more in monthly premium costs.  

The Value Choice plan will allow you to have a lower monthly premium cost but a higher deductible and allow contributions to HSA.

Visit our LiveWell Page for more information.

*Employees are subject to eligibility rules for HSA contributions.

You have three dental plans to choose from: Basic, Comprehensive or HMO. All plans provide access to network providers at negotiated discount costs and cover preventive services, such as exams, cleanings and x-rays. However, the Comprehensive plan also includes coverage for basic/major restorative services.

Visit our LiveWell Page for more information.

You have two vision plans to choose from: Basic or Comprehensive. Both plans provide access to network providers at negotiated discount costs, cover preventive services such as exams, and offer discounts on the purchase of prescription glasses and/or contacts. However, the Comprehensive plan also includes an allowance for prescription glasses or contact lenses.  

Visit our LiveWell Page for more information.

Fortunately, McClatchy is able and happy to automatically enroll all benefit-eligible employees in the below benefits:

• Short-term & Long-term Disability Insurance- Protects you and minimizes your financial worries should you become ill or injured and unable to work (may be augmented by state leave and/or McClatchy's Parental Leave)
• Basic Life & ADPL Insurance- Helps by providing a foundation of financial protection for your family if something happens to you.
• Employee Assistance Program (EAP)- Provides you and your family with confidential support, resources and referrals for every aspect of your work and personal life.

Both the Health Savings Account and Flexible Spending Account options let you take home a larger paycheck by reducing your taxable income. Once you're enrolled you contribute tax-free dollars into an account that can be used on qualified medical, dental and vision or qualified dependent care expenses — also reducing out-of-pocket costs.

Health Savings Account (HSA) - You must be enrolled in the Savings Advantage Plan Or Value Choice to be eligible for the HSA program. This plan does not require re-enrollment each year as long as you remain eligible.

Health Care FSA (HCFSA) - The FSA healthcare plan is available to any employee not enrolled in the Savings Advantage Plan. Re-enrollment each year is required to participate.

Dependent Care FSA (DCFSA) - The Dependent Care FSA  is available to all employees with eligible dependents regardless of medical plan enrollment. Both the Healthcare FSA and the Dependent Care FSA plans require re-enrollment each year to participate.

• Gather Social Security Number and Date of Birth for new dependent(s)
• Decide who your beneficiaries will be - It is helpful, but not required, to have the same information (SSN and DOB) for beneficiaries

Eligible Dependents

• Your spouse;
• Your qualified domestic partner;
• Your dependent children** including a natural child,
stepchild, legally adopted child, qualified domestic
partner’s child, foster children and/or any child for
whom you are responsible for under a court order.

**Spousal Coverage** If your spouse is eligible for non-HMO medical and/or dental coverage with their employer, they must be enrolled in that coverage in order to be eligible for secondary medical or dental coverage with McClatchy.

If your spouse’s medical and/or dental plan is an HMO, they cannot be covered under a McClatchy plan.

See more detailed information on coverage eligibility at Who Can be Covered

Log into UKG Pro or the mobile app with these instructions to enroll.

Please contact PSHRteam@mcclatchy.com for technical assistance.

No fear! We've created step-by-step instructions for you to use after logging in to UKG Pro.

You are also more than welcome to reach out to the LiveWell team via email :
livewell@mcclatchy.com
800-852-2802, Opt. 1

Please note: If you wait until the last day for enrollment, you may not be able to access a LiveWell team member or IT live to troubleshoot. Please complete your enrollment as soon as possible to confirm your elections for 2026 and have resources available to assist you.

In most cases, you may only make changes to your benefits during Open Enrollment. However, if you or your family experience a “qualified life event,” you may make changes to certain benefits related to that event, such as a birth or marriage. Take a look at our what to do when page for more details.

Changes you make to your benefits during Open Enrollment will take effect on Jan. 1, 2026.