-
Elect Your Benefits: It's Time for Open Enrollment – Don't Miss Out!
October 26th - November 6th (5 p.m. PST)
Make Your Decision Count for Your Health
-
-
Well-Being Program
Well-Being is more than just a part of you, it's the whole you.
But you don't have to do it alone. McClatchy Media has partnered with Various high quality vendors to help you thrive, not just get by.
Welcome to Open Enrollment!
Open Enrollment is back in the spotlight!
Commonly referred to as OE, this is your once-a-year opportunity to make changes or sign up for new benefits outside of a qualifying life event. As always, we want you to take time to review, understand and select the right benefits for you and your family. Carefully take the time to review all of your available benefits, including those McClatchy provides at no cost to you, and make the best selections for the year ahead.
What you need to know this year...
This year’s Open Enrollment is passive, meaning most of your current benefit elections will automatically roll over into next year. However, action is required for specific situations.
Who Needs to Take Action?
- Spouse Verification: If you are covering a spouse on your medical and/or dental plan you will need to complete the Open Enrollment process to re-verify their eligibility.
- Flexible Spending Accounts (FSA): Medical or Dependent Care FSAs do not roll over automatically. If you want an FSA next year, you must actively enroll and set your annual contribution amount during this Open Enrollment window.
What About Health Savings Accounts (HSA)?
- HSA Coverage: Your HSA elections will roll over automatically into the new plan year.
- Flexible Adjustments: Unlike an FSA, you can start, stop, or change your HSA contribution amount at any time throughout the year, not just during Open Enrollment.
If neither of the required conditions applies to you and you are happy with your current benefit coverage, no further action is needed!
Life Insurance Plan Enhancements
The Empathy Application offers employees and beneficiaries complimentary services when submitting a claim at no extra cost. These services include grief counseling with licensed social workers, funeral planning assistance, estate administration guidance, help with closing financial accounts and subscriptions, and identity theft protection with instructions to freeze credit and safeguard a loved one's identity.
Meet ALEX: Your Personal Benefits Specialist
Let ALEX be your Benefits Partner
ALEX empowers you to make well-informed decisions for the year ahead. This interactive tool takes the complexity out of benefits selection by asking you simple questions about your life, health, and financial situation, then recommending the best options for you.
Ready to complete Open Enrollment?
Starting October 26th, follow these steps to access OE when launching UKG Pro or the UKG Mobile App.
Having UKG system issues? Contact PSHRteam@mcclatchy.com
Tools & resources
UKG Pro and Mobile
We are conducting open enrollment through UKG Pro, with the added convenience of using the mobile app without needing a VPN. Follow these instructions to access Open Enrollment.
Open Enrollment Booklet (Spanish)
Other benefits you may not have seen...
Employee Assistance Program (EAP)
You are automatically enrolled in this benefit, and it is exactly as described. From counseling resources, including Talkspace, for you and your family, to financial and legal expert support, this benefit helps you when and where you need it.
This new benefit brings a wide library of personal well-being and parenting courses to support stress resilience, emotional well-being, and tools to support the challenges of modern-day parenting. Here’s how to register your profile, and how your dependents can register as well.
Open Enrollment FAQ
Are my premiums changing?
While marketplace premiums rose about 7.5% this year, our increased employer contributions mean that there is no premium increase to the employee.
See the 2027 Costs & Rates page for more details.
What is covered under the medical plans?
McClatchy offers three medical plans, all of which cover the same types of procedures and services; however, they differ in the way the cost of care is structured and in the strategies you can use to control your expenses.
The Savings Advantage plan includes a higher deductible; however, you’ll pay a lower monthly premium (your cost of the medical plan) and McClatchy will contribute to your HSA to jump-start your savings.*
With the Classic Care plan, you'll pay less for services received from an in-network provider but will pay more in monthly premium costs.
The Value Choice plan will allow you to have a lower monthly premium cost but a higher deductible and allow contributions to HSA.
Visit our LiveWell Page for more information.
*Employees are subject to eligibility rules for HSA contributions.
What is covered under the dental plans?
You have three dental plans to choose from: Basic, Comprehensive or HMO. All plans provide access to network providers at negotiated discount costs and cover preventive services, such as exams, cleanings and x-rays. However, the Comprehensive plan also includes coverage for basic/major restorative services.
Visit our LiveWell Page for more information.
What is covered under the vision plans?
You have two vision plans to choose from: Basic or Comprehensive. Both plans provide access to network providers at negotiated discount costs, cover preventive services such as exams, and offer discounts on the purchase of prescription glasses and/or contacts. However, the Comprehensive plan also includes an allowance for prescription glasses or contact lenses.
Visit our LiveWell Page for more information.
What other benefits are automatically provided by McClatchy?
Fortunately, McClatchy is able and happy to automatically enroll all benefit-eligible employees in the below benefits:
- Short-term & Long-term Disability Insurance- Protects you and minimizes your financial worries should you become ill or injured and unable to work (may be augmented by state leave and/or McClatchy's Parental Leave)
- Basic Life & ADPL Insurance- Helps by providing a foundation of financial protection for your family if something happens to you.
- Employee Assistance Program (EAP)- Provides you and your family with confidential support, resources and referrals for every aspect of your work and personal life.
How can McClatchy help me get a tax break?
Both the Health Savings Account and Flexible Spending Account options let you take home a larger paycheck by reducing your taxable income. Once you're enrolled you contribute tax-free dollars into an account that can be used on qualified medical, dental and vision or qualified dependent care expenses — also reducing out-of-pocket costs.
Health Savings Account (HSA) - You must be enrolled in the Savings Advantage Plan Or Value Choice to be eligible for the HSA program. This plan does not require re-enrollment each year as long as you remain eligible.
Health Care FSA (HCFSA) - The FSA healthcare plan is available to any employee not enrolled in the Savings Advantage Plan. Re-enrollment each year is required to participate.
Dependent Care FSA (DCFSA) - The Dependent Care FSA is available to all employees with eligible dependents regardless of medical plan enrollment. Both the Healthcare FSA and the Dependent Care FSA plans require re-enrollment each year to participate.
What do I need before enrolling?
- Gather Social Security Number and Date of Birth for new dependent(s)
- Decide who your beneficiaries will be - It is helpful, but not required, to have the same information (SSN and DOB) for beneficiaries
Who are eligible dependents?
Eligible Dependents
• Your spouse;
• Your qualified domestic partner;
• Your dependent children** including a natural child,
stepchild, legally adopted child, qualified domestic
partner’s child, foster children and/or any child for
whom you are responsible for under a court order.
**Spousal Coverage** If your spouse is eligible for non-HMO medical and/or dental coverage with their employer, they must be enrolled in that coverage in order to be eligible for secondary medical or dental coverage with McClatchy.
If your spouse’s medical and/or dental plan is an HMO, they cannot be covered under a McClatchy plan.
See more detailed information on coverage eligibility at Who Can be Covered
I’m ready to enroll. Now what?
Log into UKG Pro or the mobile app with these instructions to enroll.
Please contact PSHRteam@mcclatchy.com for technical assistance.
Where do I go for help navigating UKG Pro for Open Enrollment?
No fear! We've created step-by-step instructions for you to use after logging in to UKG Pro.
You are also more than welcome to reach out to the LiveWell team via email :
livewell@mcclatchy.com
800-852-2802, Opt. 1
Please note: If you wait until the last day for enrollment, you may not be able to access a LiveWell team member or IT live to troubleshoot. Please complete your enrollment as soon as possible to confirm your elections for 2026 and have resources available to assist you.
Outside of OE, when can I make benefit changes?
In most cases, you may only make changes to your benefits during Open Enrollment. However, if you or your family experience a “qualified life event,” you may make changes to certain benefits related to that event, such as a birth or marriage. Take a look at our what to do when page for more details.
When do the changes I make during OE start?
Changes you make to your benefits during Open Enrollment will take effect on Jan. 1, 2027.
Still have questions?
Email the LiveWell team:
livewell@mcclatchy.com